YUSUF, Rolland M., and Selmita PARANOAN. “Cubizpay: Information System in Credit Unions”. International Journal of Environmental, Sustainability, and Social Science 7, no. 3 (April 30, 2026): 833–846. Accessed June 6, 2026. https://staging.journalkeberlanjutan.com/index.php/ijesss/article/view/944.