DIDOK, Maya Susanthy; GANA, Frans; FANGGIDAE, Rolland E. Management and Staff Perception of Factors Affecting Consumer Credit Marketing Performance at PT BPD NTT. International Journal of Environmental, Sustainability, and Social Science, [S. l.], v. 7, n. 2, p. 321 – 330, 2026. DOI: 10.38142/ijesss.v7i2.1902. Disponível em: https://staging.journalkeberlanjutan.com/index.php/ijesss/article/view/1902. Acesso em: 13 jun. 2026.